Mortgage Services
First Time Buyers
Buying your first home is a significant step, and choosing the right mortgage lender is crucial for a smooth experience. As specialists in this area, we offer a comprehensive and professional service tailored to your individual needs, ensuring you get the best possible mortgage deal.
We'd be happy to discuss your requirements and how we can support you in achieving your homeownership goals.
Moving Home
Buying and selling a property can be stressful. Let us help ease the process of purchasing your new home by finding the right mortgage rate for you.
Remortgages
If your current mortgage deal is nearing its end, you have the opportunity to explore new options. Staying with your current lender isn't mandatory, and they might not be offering you the best deal available.
We'd be happy to discuss the various options that could be available to you, regardless of your circumstances.
Debt Consolidation
Debt consolidation can be a smart strategy to reduce your monthly payments. By remortgaging your home, you can often secure a lower interest rate than you're currently paying on credit cards or personal loans. The funds from your new mortgage can then be used to pay off your existing debts, potentially saving you money each month.
If you'd like to explore whether debt consolidation is right for you, please contact us for more information.
​
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Self-Employed - Contractor
Securing a mortgage can be more challenging for self-employed individuals due to fluctuating income. Lenders typically require evidence of stable income over a period of time. Our comprehensive and professional service is designed to help you find a mortgage deal that suits your specific needs.
Buy-to-Let Mortgages
Buy-to-let mortgages offer a fantastic opportunity to build a property portfolio and generate a secondary income stream. This long-term investment strategy can be particularly valuable for those planning for retirement.
While buy-to-let can provide excellent returns, it's crucial to approach it with a long-term mindset and realistic expectations.
If you're interested in exploring buy-to-let opportunities and finding the best mortgage for your investment, please contact us. We're here to help.
Adverse Credit
Securing a mortgage with a less-than-perfect credit history can be challenging. We understand this and specialise in helping individuals with impaired credit find suitable home loan options.
Let us explore the possibilities available to you and provide you with information on lenders who cater specifically to your needs.
This is just a selection of the Mortgages that Campbell Mortgage Solutions can provide, based in Kilmarnock and serving a client base across Scotland. Please get in touch if you would like to discuss your options.
Contact Us
Campbell Mortgage Solutions Ltd will be what is known as the ‘controller’ of the personal data you provide to us. We only collect basic personal data about you which does not include any special types of information or location-based information.
-
Why do you need my data and what will it be used for?We need to know your basic personal data so we can make contact with you and respond to your message, request or query. All the personal data we process is processed by our staff in the UK.
-
Who is my data shared with?Your data will only be shared with third parties if this is necessary to respond to your request. If this is the case, we will seek your permission before passing on your details.
-
How long do you keep my data for?We may store your data for up to six years past the end of any business relationship, after which time it will be securely destroyed. If you would no longer like us to process your data at any time, you have the right to object to processing of your data. To do this, please contact - Lewis@cmsols.com
-
What are my rights?You have the right to object to the processing of your data. You also have the right to request access to your data at any time. You have the right to rectification and/or erasure of personal data or restriction of processing. If you wish to raise a concern related to how we have handled your personal data, you can contact us to have the matter investigated at compliance@stonebridgegroup.co.uk. If you are not satisfied with our response or believe we are processing your personal data not in accordance with the law, you can complain to the information commissioner’s office: https://ico.org.uk